After graduating from Iowa Falls High School , Iowa  Falls, Iowa in May 1969 and while attending Ellsworth Junior College, I received my draft notice for the U. S. Army.  Not caring for the color green I chose to follow in my Uncle’s footsteps and I  joined the U. S. Navy in January 1971.

From 1971 to 1978 I served in a variety of assignments which took me to, places like Istanbul, Turkey, Barcelona, Spain, Athens, Greece and 40 of the  50 United States.

Sensing the “grass was greener on the other side” I was released from active duty in August 1978 and  immediately joined the Naval Reserve and drilled in a variety of assignments in  Minnesota and Iowa .

While I was “tasting” civilian life I was the Director of Marketing for Ark Books Publishing Company, President of  Landmark Books, Inc. and owner of Providence Printing.  During this time frame I also wrote and had published four books and taught  professional writer’s seminars in Minnesota and Iowa .   In May 1985 I was recalled to active duty as a Canvasser Recruiter and I held a variety of positions in Iowa , Illinois , Louisiana and California .

After my retirement from the Navy in 1998 I went to work for IBM’s Catapult Software training company as the Operations Manager for the Minneapolis District.  In January 2000 I went to work for a new “Dot.com” company, Vetjobs, where I was the regional sales manager.  Falling victim to the “dot.com” bust in 2001 I was laid off from VetJobs and returned to school to complete my education.  While attending school I also went to work as a part-time Church Administrator for Trinity Episcopal Parish in Waterloo , Iowa .

I was awarded my Bachelors Degree from Upper Iowa University in Human Resources in 2003.  Upon my graduation I went to work as a Staffing Associate For City & National Employment in Waterloo , Iowa .  In August of 2005 I left City & National Employment and I am currently the CEO/CFO for Midwest Utilities Credit Union a small credit union located in Waterloo, Iowa.

I am also the Treasurer for Cedar Valley Chamber Music Festival, Treasurer for Trinity Episcopal Parish and am a life member in the Disabled American Veterans (DAV).

I am married to the former Helen Kirk of Waterloo , Iowa .  We have five children, Andrea Houk and husband Robert, John Cummings and wife Laura, Stephen Cummings and wife Cheri, Jennifer Drobinski and husband Robert, Jessica Gallagher and husband Tom. , and eight grandchildren, Ania Rose, Abigail, Emily, and Ellie  Drobinski, James Cummings, Katharine Cummings, Daniel Cummings and Samuel Gallagher.

Through it all photography has been my interest and has provided a freelance income.

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